economic growth is no longer (if it ever was) a guarantee for creating jobs. Jobless economic growth is the new reality. Therefore a fundamental re-perception needs to occur about the way that we structure work and welfare - and especially the way we think about money. We have to move our focus from creating employment to creating livelihoods. We have to empower people to put whatever skills and talents they may have to good use. People should not have to spend all their energy and resources on struggling to survive. Nor should they have to wait to be offered a job or to be told that they are economically valuable only when they engage in productive work for someone else in the private or public sector. But how would a more universal model of empowerment be achieved? There are three powerful avenues that merit further explanation: barter networks, parallel currencies and the basic income grant.